
	Don't forget to factor in closing costs when considering a home sale or purchase. NextMove4u is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (972) 679-5877 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain ordinary expenses associated with closing the sale of a house. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help direct you through the deal.

Closing costs that are loan-related (Learn more)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Learn more)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Learn more)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.

Buyers: If you are buying a property in Collin County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not shocked when you get to the closing appointment. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates that seem off.

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